My COBRA insurance expired last month and i had to apply for private health insurance.I applied with Blue Cross and they denied my application due to a herniated disc injury in 2000. Even though the injury was covered under workers comp. Blue Cross decided not to cover me. My back is fine now and has been for several years. I have full mobility and flexibility and no daily functional limitations whatsoever. They did say i could be covered under a high-risk policy which would cost me a grand a month, rather than the initial $250. I'm not going to shell out a grand for insurance. I asked them to just preclude any back issues but they said no. Kaiser also turned me down.I'm not sure what to do at this point- maybe check with a broker? Maybe i should move to Sweden and become a citizen. Health care is free to seniors! Has anyone else been denied insurance due to a pre-existing condition?
Any help will be apprecited.
I didn't find the right solution from the Internet.
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